Toast StoneCo StoneCo Flywire nCino Flywire Toast pa Adyen p nCino C PagSeguro Ca t ) PagSeguro e dlocal ) Adyen ’22 rk ’22 dlocal a g Lightspeed Marqeta arketg u Marqeta M M u A n i- Coupa Bill.com in -A Lightspeed ’22 e ’22 r Coupa g r ngea Bill.com a M Duck Creek Technologies M ha( C Q2 Chan( Q2 % % Duck Creek Technologies Affirm Square Square Affirm ’22E Op Margin + Retention ’22E Rev Growth